Factoring

60 Days to Zero - How uBit Got Paid on Day One with Dicopay

A Stockholm VC cut 15+ hours of invoicing admin and eliminated payment delays with one platform.

Customer Story
60 days to zero.
How uBit got paid on day one.

An operational VC that builds tech for startups across Europe cut 15+ hours of invoicing admin and eliminated payment delays - with one platform.

uBit · Operational VC & Tech Studio
Gamla Stan, Stockholm
Portfolio across Europe
Solution: Dicopay
The Company
Not your typical consultancy.

uBit is an operational VC based in Gamla Stan, Stockholm. They don't just write checks - they build the tech. Software development, interim CTO services, UX/UI design, project management. Their engineers hold equity in uBit, and they expect the same incentive alignment from the founders they back.

With portfolio companies and consulting clients spread across Sweden and the Netherlands, uBit juggles 20-30 invoices per month across multiple entities, currencies, and project structures.

The Problem
Building fast. Getting paid slow.

uBit's team could ship an MVP in weeks. But getting paid for it? That took months. Standard 30-60 day payment terms meant cash was perpetually trailing behind the work - a real problem when you're also funding early-stage startups and need capital moving fast.

Invoicing was a grind. 15+ hours a month spent creating invoices, chasing approvals from end customers, manually reconciling with Fortnox, and following up on overdue payments.

The Fix
One platform. Instant payment.

Dicopay replaced the entire workflow - invoice creation, end-customer approval, factoring, and Fortnox sync - in a single system.

"Before Dicopay, getting paid felt like the hardest part of the job. Now it's the easiest. I send the invoice, the customer approves it, and the money is in my account. That's it."

- Ulrik, Founder of uBit

Same-Day Payment

Invoice goes out, cash comes in. Dicopay advances funds immediately.

Built-In Approval Flow

End customers approve invoices directly in the platform before factoring.

🔄

Fortnox Integration

Invoices, payments, and reconciliation sync automatically.

🌍

Built for Europe

Stockholm, Amsterdam, Berlin - same clean workflow across borders.

The Results
The numbers tell the story.
60 days
Same day
Time to payment
15+ hrs/mo
~2 hrs
Invoicing admin
Unmanaged
Zero
Invoice disputes
Full day
~1 hr
Month-end close
MetricBeforeAfter
⚡ Time to payment30-60+ daysSame day
⏱ Monthly invoicing hours15+ hours~2 hours
🛡 Invoice disputesUnmanaged riskEliminated
🔄 Accounting syncManual (Fortnox)Fully automated
🌍 Cross-border invoicingComplicatedSeamless
📅 Month-end closeFull day~1 hour

"The approval flow is seamless on our end. We get a clean invoice, confirm it in one click, and move on."

- End customer, Netherlands-based SaaS startup
The Takeaway
Less admin. More building.

uBit got 15 hours back every month, eliminated invoice disputes entirely, and gave their portfolio companies and clients a cleaner billing experience - without adding a single person to the team.

"Dicopay isn't just a financing tool - it's how we run our entire invoicing operation."

- Ulrik, Founder of uBit

Ready to get paid on day one?

See what Dicopay can do for your business.

Get started at dicopay.com →

March 30, 2026

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